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$1,100,000
19 Days On Site

1023 1st Street
Surf City, NC 28445

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,440
SqFt
$764
/SqFt
1992
Built
Subdivision:
Old Settlers Beach
County:
Onslow
Call Now: 910-408-4250
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910-408-4250
Upcoming Open Houses
Sat, Jul 18, 11:00 AM - 1:00 PM
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Monthly Payment (Est.)

$5,019
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

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Listing Snapshot
Price 
$1,100,000
Days On Site 
19 Days
Bedrooms 
3
Inside Area (SqFt) 
1,440 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.15 Acres
Year Built 
1992
MLS® Number 
100584283
Status 
Active
Property Tax 
$6,976.27
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
3 weeks agoListing first seen on site
3 weeks agoListing updated with changes from the MLS®
General Features
Acres 
0.15
Attached Garage 
Yes
Foundation 
OtherPillar/Post/Pier
Green Energy Efficient 
LightingThermostat
Levels 
Two
Number Of Stories 
1
Parking 
AttachedCoveredLightedOff StreetOn SitePaved
Property Sub Type 
Single Family Residence
Security 
Security LightsSmoke Detector(s)
Special Circumstances 
Standard
SqFt Total 
1440
Utilities 
Sewer ConnectedWater Connected
Water Source 
Public
Zoning 
MHS
Interior Features
Appliances 
Gas OvenWasherRefrigeratorIce MakerDryerDishwasherENERGY STAR Qualified AppliancesTankless Water HeaterGas RangeMicrowaveGas Water Heater
Basement 
None
Cooling 
Central AirCeiling Fan(s)Heat Pump
Electric 
Generator
Flooring 
Carpet
Furnished 
Unfurnished
Heating 
PropaneHeat Pump
Interior 
Walk-In Closet(s)High CeilingsKitchen IslandElevatorCeiling Fan(s)Pantry
Laundry Features 
Laundry Room
Window Features 
Skylight(s)Storm Window(s)ShuttersWindow Coverings
Bathroom 1 
Bathroom 2 
Bedroom 2 
Bedroom 3 
Living Room 
Master Bedroom 
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
Outdoor ShowerDockBoat Slip
Fencing 
Chain LinkPartialBack YardFront Yard
Lot Features 
Front Yard
Other Structures 
StorageWorkshop
Patio And Porch 
CoveredDeckEnclosedPatioPorchScreenedWrap AroundRear Porch
Pool Features 
None
Road Frontage 
City StreetState Road
Roof 
Metal
View 
CanalSoundWater
Waterfront 
Yes
Waterfront Features 
Canal FrontWaterfront Access
Waterview 
CanalSoundWater
Windows/Doors 
Skylight(s)Storm Window(s)ShuttersWindow Coverings
Community Features
Accessibility Features 
Accessible Elevator InstalledAccessible Full Bath
Association Amenities 
None
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
Roads 
Paved
School District 
Onslow
Schools
School District
Onslow
Elementary School
Coastal
Middle School
Dixon
High School
Dixon
Listing courtesy of Sean D McDonnell of REAL Broker LLC



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-07-15 08:29 AM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
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